http://adjusteradvocate.com Dave Young is one of very few individuals throughout the world who has passed both the Certified Professional Public Adjuster (CPPA). Examination and the Senior Professional Public Adjuster Examination (SPPA). He has achieved the designations of both through the University of Iowa and the National Association of Public Insurance Adjusters (NAPIA). He has actively served on NAPIA'S Ethics and Membership Committees. http://adjusteradvocate.org/Character.php A movie brought back to me, impressed me and warned me of the importance of ethical behavior and character. Money, events, relationships, possessions, all come and go and the only thing that remains is who we are. http://adjusteradvocate.org/My_letter_to_Farmers_Insurance_Company.php I recently received an e-mail from person who loves Farmers Insurance and loves me as well. Because of my unique relationship with Farmers, that person suggested that I contact you to correct a very obvious error on Farmer’s website. http://adjusteradvocate.org/Pot-Raid-Coverage.php Sometimes we forget just how unique our economic system is. We also might not appreciate how responsive insurers can be to the insurance consumer market place. Sometimes we have to stand back and give insurers credit for what they can do in coming up with strategies to improve the bottom line. http://adjusteradvocate.org/hard-times-for-state-farm-ceo.php How would you like to suffer a 4 million dollar hit to your income? You probably wouldn't like it at all and we expect that Ed Rust didn't like it either. http://adjusteradvocate.org/boycotts.php Arizona has passed a law allowing its law enforcement personnel to inquire as to a person's immigration status when that person has been stopped for what might be a separate law violation. Regardless of your position on that law, another issue now follows it: boycotts of Arizona businesses. http://adjusteradvocate.com/be-forewarned.php ...My partner [who] manages the Oklahoma City Office admitted that we have a fee. "After all, we are a business", she said. Also, we have learned that, while we want to very much, we can't live on prayer. We help people. If we didn't believe that we were here to help people we would get burned out really fast. http://adjusteradvocate.com/how-are-you-doing.php I am not alone in participating in conversations with others as we tell each other impact of how this political irresponsibility has changed all of our lives. Many people have asked me, "how has this economy affected you?" I'm here to tell you. http://adjusteradvocate.com/premier-contractor-issues.php If one thing will kill the largest insurers in America... it is Preferred or Premier Contractor programs. http://adjusteradvocate.com/how-much-insurance.php How many times have you heard someone say "read your policy"? The problem is, you can do just that (read the policy) and still be left with a problem. http://adjusteradvocate.com/insurance-adjuster-kickback.php Do insurance adjusters and claim representatives take kickbacks? If they do, who pays them, how is it done, when do they do it? http://adjusteradvocate.com/10-unfair-practices.php While the definitions to some words may seem obvious, look those words over carefully when you consider what path an insurer will take. Even though words are defined in the policy, it is not uncommon that those words do not go far enough or there are words that are NOT defined. http://adjusteradvocate.com/always-check-the-definitions-page.php While the definitions to some words may seem obvious, look those words over carefully when you consider what path an insurer will take. Even though words are defined in the policy, it is not uncommon that those words do not go far enough or there are words that are NOT defined. http://adjusteradvocate.com/homeowners-insurance.php Buying Homeowners Insurance is one of the most important financial decisions a family can make. The purpose of this writing is to encourage you to give some thought to your homeowner's insurance and ask some important questions in order that you might make a conscientious decision in this regard. http://adjusteradvocate.com/what-is-pet-insurance.php According to the American Pet Products Manufacturers Association, Americans were expected spend an estimated $9.4 billion on their pet's health care last year, up from $8.7 billion a year prior. To ease these escalating veterinarian costs, owners have increasingly been purchasing pet health insurance. http://adjusteradvocate.com/insurance-companies-question-theft-claims.php No question about it, getting a theft claim settled with an insurance company is no easy project. From an adjuster's (who works for insureds as opposed to working for insurance company) point of view, we can only wonder. However, after adjusting many hundreds of these claims, a pattern begins to emerge.